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Additional Voluntary Contributions (AVCs) Extra payments that you can make on top of your ordinary Plan contributions to provide extra pension under the Plan.
Basic State Pension This is a set amount available from State Pension Age (SPA) to everyone who has paid sufficient National Insurance contributions during their working lifetime.
Civil Partner The person with whom you have entered into a civil partnership.
Company General Motors UK Ltd
Eligible Child A child (including a legally-adopted child, an unborn child, a step-child, or a child in relation to whom the Trustee believes you stood in the place of the child's parents) who:

(a) is under 16 (except where the child is not your natural or adopted child, in which case he or she must also have been financially dependent on you at the date of your death); or

(b) is under 23 and is in full-time education or training for any trade or profession or vocation approved by the Trustee (except where the child is not your natural or adopted child, in which case he or she must also have been financially dependent on you at the date of your death); or

(c) in the opinion of the Trustee is both permanently disabled and, immediately before your death, had been dependent on you for the ordinary necessities of life.
Guaranteed Minimum Pension (GMP) The part of your pension which relates to contracting out of the State Earnings Related Pension Scheme (SERPS) before 6 April 1997.
Lower Earnings Limit (LEL) The amount set by the State which is used in the calculation of National Insurance contributions. The annual amount of the LEL for the tax year ending 5 April 2011 is £5,044.
Normal Retirement Date (NRD) The first day of the month immediately following your 65th birthday. An unreduced pension is payable from age 62 for a male or 57 for a female.
Old Fund The Vauxhall & Associated Companies Pension Fund.
Pensionable Service Your completed years and months of ordinary membership of the Plan.
Plan The General Motors Retirees Pension Plan
Qualifying Service Your service as a member of the Plan.
Spouse The person to whom you are married.
State Pension Age (SPA)
Trustee General Motors Retirees Pension Trustees Limited.

The Pensions Department
AW House
6-8 Stuart Street
Luton
Beds
LU1 2SJ

Telephone:
01582 282956 or
01582 282957

Email:
team@thepensiondepartment.co.uk